FDW

AI that closes your card program.

FDW finishes the Marqeta or Lithic night. You get a pack: what settled, what to fund, what needs a person. You post it and pay it.

Make an account. Tell us which processor. The chat books the 30 minutes.

Card auth$1,200.00
Vendor payment$412.50
Card clearing$1,540.0028% over authorized

What this is

The work someone on finance does after the day's card activity stops — every night, without being asked.

You're not buying seats. You're buying a finished check: matched, or named and waiting for you.

Works with the processor you already have.

Marqeta or Lithic. You keep the ledger and the bank. Nothing to migrate.

Marqeta·Lithic

It finishes the check.
You handle the leftovers.

Your processor knows what it approved and what settled. It does not explain the difference — or the charges that posted with no approval.

Each morning you get a pack: what cleared, the net the processor will move, and the short list. You book your ledger and tick the bank.

You handle the leftovers. That's the job.

Transaction

Comes in — from Xero, Marqeta, wherever it happened.

Checked against your rules

The rules you set once, applied every time.

Matches — closes

No further action needed.

Doesn't — flagged

With the reason attached, ready for a decision.

Product

It finishes the check and hands you the leftovers.

Daily processor close · March 28

Sample run — not a live account

Cleared

$80.00 · two matched, one with no approval

Net the processor will move

$79.60 · sales are not the wire

Needs a person · 2 rows

Force post $10.00 · aging approval $18.00

We don't train models on your program data or card numbers.

We read the processor. We don't hold card numbers. We don't touch your ledger or your bank.

Security notes on request.

Give finance the morning back.

We'll map your Marqeta or Lithic program and show what the pack would have said last week. You keep the books.

Make an account. The chat books 30 minutes.